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Lai, Yu-Ju (2008) Comparison And Contrast of Retirement Attitude and Personal Pension Purchase Behavior Between Group Aged 26 to 30 and Group Aged 31 to 35 in Taiwan. [Dissertation (University of Nottingham only)] (Unpublished)

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Abstract

A majority of previous research on retirement has primarily focused retirees or

workers approaching retirement age from the perspective of their attitudes towards

job and their lack in financial plan for retirement. In order to look into the relationship

between retirement perceptions and pension purchase decision, the research aims to

understand age difference of younger generations perceptions about retirement, the

information, situation, and performance factors that would influence the decisionmaking

of pension product. Further researches of the confidence in meeting needs for

retirement and making pension-purchase decision are served as contrasts to people's

attitude towards retirement and pension-purchase decision respectively.

The research methods involved survey questionnaires. The data analyses were

descriptive statistics. The major findings suggest that respondents of different ages

demonstrated rather similar pension-purchase pattern even though their perceptions

about retirement are quite different. Information Channel, situational factors and

performance factors of decision-making on pension purchase are also discussed. The

results of the study may help to stimulate pension providers to promote pension

products more effectively and to the possible benefits of educating people for a better

planning for retirement.

Item Type:	Dissertation (University of Nottingham only)
Depositing User:	EP, Services
Date Deposited:	12 Sep 2008
Last Modified:	15 Feb 2018 20:05
URI:	https://eprints.nottingham.ac.uk/id/eprint/21905

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