DO POOR HOUSEHOLDS BENEFIT MORE FROM MICROFINANCE TARGETED TO WOMEN OR MEN? EVIDENCE FROM GHANA.

Kabatova, Kristina (2016) DO POOR HOUSEHOLDS BENEFIT MORE FROM MICROFINANCE TARGETED TO WOMEN OR MEN? EVIDENCE FROM GHANA. [Dissertation (University of Nottingham only)]

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Abstract

This paper estimates the impact of participation, by gender, in numerous microfinance institutions in Ghana on household outcomes such as non-food expenditure, number of non-land assets owned, children’s schooling, amount of savings accounts owned per household and lastly, the household nutrition intake. The empirical method used in this study is a Two-Stage Least Square model to correct for the bias and inconsistency in results caused by the endogeneity issue, which occurs when using only an Ordinary Least Square model. I find that program participation has larger impact on the household outcomes in Ghana when program participants are women rather than men and that participation in microcredit has larger impacts on better off households rather than worse-off households.

Item Type: Dissertation (University of Nottingham only)
Depositing User: Kabatova, Kristina
Date Deposited: 13 Mar 2017 12:25
Last Modified: 19 Oct 2017 16:59
URI: http://eprints.nottingham.ac.uk/id/eprint/36275

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