Credit Risk Measurement and Management of the Commercial Banks
Li, Jialu (2014) Credit Risk Measurement and Management of the Commercial Banks. [Dissertation (University of Nottingham only)] (Unpublished)
Credit risk is always the major risk that commercial banks face in China. Currently, for the Chinese domestic situation, the Chinese credit rating system is still far from the advanced method. The credit risk management level is relatively lagged behind. Therefore, if Chinese commercial banks want to improve themselves and become more competitive in the international environment, they need to develop advanced internal models that are suitable for them and construct a credit risk management system that makes banks scientifically measure the risks and manage them. More than that, a new method could help them to lower costs and ultimately allocate the rare capital reasonably.
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