Risk Management in Commercial Banks in Cyprus

Mavrou, Athina (2009) Risk Management in Commercial Banks in Cyprus. [Dissertation (University of Nottingham only)] (Unpublished)

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All banking institutions in the process of providing financial services face financial risks. Failure to manage these risks can result to great problems for banks or even withdrawal of a banking licence. As a result, the need to manage risks is increasingly important across all banking institutions. Risk management is not an easy task since comprehensive processes and procedures are needed to identify, measure, control, and mitigate risks. Most measures and management procedures are driven by regulations such as the Basel Committee of banking supervisory authorities and are backed up by governments and central banks. Further procedures may be developed internally by banks as a method against unpredictable risks.

This dissertation examines the credit, liquidity, operational, and human resource risk management practices by offering a detailed analysis of a Cypriot bank’s risk management processes. Even though market risk is of an immense importance for a bank, due to time and word limit constraints it is not a part of this dissertation. The key areas are the risk management structure, the risk management frameworks, and the stress and contingency plans developed internally. The Basel Committee’s requirements are adopted as a benchmark in the evaluation of this bank’s risk management. The effect of the recent financial crisis on the bank is identified, indicating risk management changes within the bank and the ability to predict and react proactively to reduce risks in a similar future crisis.

Item Type: Dissertation (University of Nottingham only)
Depositing User: EP, Services
Date Deposited: 04 Feb 2010 10:19
Last Modified: 15 May 2016 11:49
URI: http://eprints.nottingham.ac.uk/id/eprint/22986

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