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Nwachukwu, Lilian Njideka (2024) Strategies for enabling private sector-driven affordable urban housing in Abuja, Nigeria. PhD thesis, University of Nottingham.

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Abstract

Despite replacing the government’s direct provision of housing with an enabled

private-driven approach for over three decades, the housing deficit in Nigeria has

continued to increase to a figure estimated to be between 17 million and 22 million

units. Abuja, the Federal Capital of Nigeria alone accounts for 10% of this deficit

despite the significant number of unoccupied houses in the city. This research

investigated the reason behind this failure and proposed recommendations to address

the issue. The data for this research was collected using multiple qualitative methods

– phenomenology, case study, and workshop in a Generic Qualitative Inquiry (GQI)

approach; thus, semi-structured interviews were administered in two stages to 13

participants comprising public and private stakeholders in the housing sector to

characterise the problem and define the solutions. Structured questions were

presented to another 18 participants for discussion in a workshop, and semi-structured

interviews were administered to the case study project participants (the MFF and 11

residents of its estates). The research revealed that the persistent housing deficit is

due to low investment in and poor access to affordable housing. It shows that poor

operational framework, which manifests in poor funding of agencies charged with

enabling the private-driven affordable housing is responsible for its poor performance.

Therefore, the factors affecting the performance of private-driven affordable housing

include administrative bottlenecks in facilitating the availability and registration of

serviced land for developers, land speculation encouraged by poor funding of

agencies and resulting in commercialised public land allocation, high transaction cost

and registration of land resulting in poor choice of location for affordable housing to

reduce cost, the Land Use Act (LUA) limitation of the powers of Federal government

on land, which affects the spread of affordable housing efforts across the country, poor

and delayed approval of loan arising from delay in processing and securing approval

of land registration, poor access to NHF mortgages due to low income resulting in poor

demand capacity, low investment in, and wrong conceptualisation of affordable

housing to the detriment of end user housing need. These findings indicate the need

for a decentralised housing system to maximise state and local government powers

on land to facilitate affordable land for housing and for meeting end user housing

needs, which vary across the country.

Item Type:	Thesis (University of Nottingham only) (PhD)
Supervisors:	Rodrigues, Lucelia Kiamba, Lorna Wilson, Robin
Keywords:	Affordable housing, Private sector-driven, National Housing Fund, Abuja, Nigeria
Subjects:	H Social sciences > HD Industries. Land use. Labor
Faculties/Schools:	UK Campuses > Faculty of Engineering > Built Environment
Item ID:	77078
Depositing User:	Nwachukwu, Lilian
Date Deposited:	18 Jul 2024 04:40
Last Modified:	18 Jul 2024 04:40
URI:	https://eprints.nottingham.ac.uk/id/eprint/77078

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